20 5 which 15 times the replacement cost or purchase price of the roof 15 x 10 000 which 150 000 divided by the expected life of the roof 150 000 20 which 7 500.
How long does a roof claim take.
In 2012 hail and wind damage cost state farm insurance more than 3 9 billion.
Take pictures of all the damage and take as many pictures as possible.
Once the claim is settled it can take 30 to 60 days to receive the claim check although some states have laws that regulate the check must be received within 30 days of settlement.
Generally there is not a stead fast rule as to how long your homeowners insurance claim will take because it depends on the amount of damage the extensive nature of the repairs whether you are in a natural disaster situation with thousands of other claims or if you are just dealing with the wind blowing off a few shingles.
Take steps to mitigate further damage such as buying tarps to cover holes in your roof.
A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.
Insurance claims for roofs were a part of that exorbitant figure.
While the actual roof installation rarely takes more than a day or two when planning out your roof replacement with your colorado springs roofers from beginning to end allow up to two months for the entire process if insurance is involved.
It s important to document everything when dealing with a roof insurance claim.
The good thing is if you re a homeowner you probably have.
Know that a roof insurance claim is a long process.
Contact your insurance company as soon as possible.
Your roof is the front line of attack against the elements.
Homeowners insurance may or may not cover roof leaks depending on what caused the roof leak.
Wind is probably the biggest adversary of your roof but there are other enemies including electrical fires falling limbs heavy snowfall moisture intrusions and damage caused by pests such as squirrels which can scratch their way into your attic and take up residence.
If the damages from the storm were widespread allow more time than that.
If your roof was damaged by hail then take pictures of the biggest hailstones you can find on the ground after the storm using a tape measure or a golf ball to give the.
If you are a travelers customer you can report a claim anytime online or by calling 1 800 claim33.
Homeowners filing claims are often confused by the forms inspections and dealing with insurance agents.
Beginning the claim process.
And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process.
Actual cash value is calculated by subtracting the current age of your roof from the expected life of the roof e g.
409 penn street po box 577 huntingdon pennsylvania 16652.